Asset finance options tailored to your business
Get funding for vehicles, plant & equipment with a structure that fits your cashflow and ownership preferences.
Tip: Keep your timeline in mind — some lenders and assets settle faster than others.
Pick the structure that matches how you use the asset
Different structures can change ownership, cashflow, end‑of‑term options, and accounting/tax treatment. We’ll help you compare the trade‑offs (and recommend you confirm tax impacts with your accountant).
Chattel mortgage
Common for business vehicles and equipment purchases.
- Ownership from day one
- Option for balloon/residual (lender dependent)
- Fixed term repayments
Equipment loan
Straightforward lending for equipment and tools.
- Often suits essential equipment upgrades
- Terms aligned to asset life
- Potential fixed or variable rates (lender dependent)
Finance lease
Use the asset and decide on end‑of‑term outcomes.
- Regular payments for use of the asset
- End-of-term payout or refinance option
- Often used for fleets & equipment
Commercial hire purchase
A structured pathway to ownership.
- Fixed payment schedule (lender dependent)
- Ownership at end of the term
- Predictable budgeting
Novated lease
Typically arranged via an employer (rules vary by jurisdiction).
- Salary packaging considerations
- Often used for employee vehicles
- Requires employer participation
Asset refinance
Restructure or release equity (subject to policy).
- Potential cashflow improvement
- Facility consolidation options
- Support growth plans
Asset categories
Every lender has rules around asset age, supplier type, and valuations. If you’re unsure, share the details and we’ll confirm what’s realistic.
Vehicles
- Cars, utes, vans
- Trucks and heavy vehicles
- Trailers and specialty builds
Construction & earthmoving
- Excavators, skid steers, loaders
- Access equipment
- Attachments & tooling
Business equipment
- Fit‑outs and shop equipment
- IT and office equipment
- Medical & specialist tools
What we’ll usually ask for
Requirements vary by lender, but having these ready can speed things up.
- Asset quote / invoice and supplier details
- Basic business details and ownership structure
- Financials or bank statements (depending on lender)
- ID verification
- Existing liabilities (if relevant)
Send the asset quote and your preferred term/frequency. We’ll tell you what else is needed.
Our approach
We aim to make finance feel straightforward — with clear communication and no unnecessary complexity.
Transparent recommendations
We explain why we recommend a particular structure and what trade‑offs to consider.
Clear next steps
We outline what documentation is needed and keep you updated through approval and settlement.
Support when things change
Timelines shift — we’ll help adjust the plan if suppliers, valuations, or delivery dates change.
If you have compliance/licensing details (e.g. ACL/CRN/ABN), add them to the footer and About page.
Tell us what you’re buying
We’ll confirm what’s possible and map the fastest path to funding.
Request a quote
It takes about 2 minutes to share the details. We’ll respond with recommended options and next steps.